What services does FGX provide apart from currency exchange?

The second option is correct as FGX offers money transfer services and international payment solutions in addition to its core currency exchange services. This means that FGX facilitates the sending and receiving of money across borders, catering to both individuals and businesses. Their international payment solutions allow clients to efficiently execute transactions in different currencies, providing a crucial service in today's globalized economy where cross-border trade and remittances are common.

The other choices do not align with the primary offerings of FGX. Investment in real estate, while a significant financial service, is not a focus of FGX. Similarly, insurance products fall outside the scope of their services. Finally, restricting FGX's operations to only local bank services does not accurately reflect their comprehensive range of capabilities in money transfer and international payments.